Lombard Loan adjusted to your needs.
- Without the calculation of the creditworthiness
- Fixed interest rate
- The interest rate consists of the interest rates on deposit increased from minimum 2,00 percentage points to maximum 2,50 percentage points
- For the duration of the loan due interest on the deposit can be used
- Loan currency can be in HRK, currency clause EUR or USD
- Fee is 0,50% of the loan amount, a maximum of 500,00 HRK
- Repayment of the loan is 120 months
- Repayment of the loan: in monthly installments and with one-time return of principal
Representative example of the calculation and the assumptions for the calculation of EIR:
| Currency |
HRK |
| Loan amount |
100.000,00 HRK |
| Interest rate* |
4,00% |
| Loan term |
10 |
| Fee (0,5%) |
500,00 HRK |
| Deposit |
90.000,00 HRK |
| Annuity |
1.012,45 HRK |
| EIR |
5,07% |
*Interest rate on the loan is 4.00%, based on the term deposit with interest rate 2.00%