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Current Account

Multi-currency current account

Multi-currency current account is your unique account that allows you to dispose with all resources (in euro and foreign currency) within a single universal account.

  • One account for all currencies
  • Simple and fast service
  • Permitted overdraft after the first regular inflow
  • Changing foreign currency at preferential rate
  • Possibility to add an attorney
  • Delivery of current account statements via:
    • e-mail
    • Internet Banking
    • Mobile Banking
    • in branches
    • by post mail to the home address
VISA currency account card allows you to manage the funds in your current account.
  • Access to cash at any time
  • Payment of goods and services around the world
  • Disposal with cash at the ATMs with VISA label in Croatia and abroad
  • Payment in installment without fees, interest rates and hidden costs

Representative example of the calculation of the allowed overdraft and assumptions for the calculation of the APR:

Limit Currency

EUR

The amount of the limit

1.400,00 EUR

Nominal Interest Rate

6.40% fixed, annual

Repayment period in months

6 months

Effective Interest Rate (APR)

7,65%

Approval fee

0,00 EUR

Note: A fixed interest rate is calculated daily on the amount of the used overdraft, and it is charged monthly. In addition to the interest rate, the cost of the current account maintenance fee is included in the calculation of the EIR. The EIR was calculated on the assumption that the amount was used in full.

 

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