Kent Express Basic, Medium, Plus, Premium
The best stuff comes in a package!
The Kent Express package provides you with products and services that will allow you to live more comfortably and manage your finances more easily with numerous additional benefits, all for only 1 monthly fee.
|
Benefits
|
Kent Express Basic
|
Kent Express Medium
|
Kent Express Plus
|
Kent Express Premium
|
|
Owner's current account management service
|
+
|
+
|
+
|
+
|
|
Use of the current account by the proxy
|
-
|
-
|
+
|
+
|
|
Owner's giro account management service
|
+
|
+
|
+
|
+
|
|
Use of a giro account by a proxy
|
-
|
-
|
+
|
+
|
|
Using e-Kent Account Holder's Online Banking
|
+
|
+
|
+
|
+
|
|
Using m-Kent Account Holder's Online Banking
|
+
|
+
|
+
|
+
|
|
Registration fee VISA charge - basic user
|
-
|
+
|
+
|
+
|
|
Registration fee VISA revolving - basic user
|
-
|
+
|
+
|
+
|
|
Registration fee VISA charge - additional user
|
-
|
-
|
+
|
+
|
|
Registration fee VISA revolving - additional beneficiary
|
-
|
-
|
+
|
+
|
|
Membership fee VISA charge - basic user
|
-
|
+
|
+
|
+
|
|
Membership fee VISA revolving - basic user
|
-
|
+
|
+
|
+
|
|
Membership fee VISA charge - additional user
|
-
|
-
|
+
|
+
|
|
Membership fee VISA revolving - additional user
|
-
|
-
|
+
|
+
|
|
Withdrawal at MBNet ATMs – after 3 free transactions in a month
|
3 * No Fee
|
4 * No Fee
|
Unlimited
|
Unlimited
|
|
Credit transfer – national in EUR and/or abroad (cross-border) in EUR for payments to accounts outside the Bank via on-line banking monthly
|
3 * No Fee
|
4 * No Fee
|
5 * No Fee
|
10 * free of charge
|
|
Fee for processing applications and using loans
|
-
|
-
|
50% discount
|
No fee
|
|
Lower interest rate on overdraft
|
-
|
-
|
-
|
1 postotan poen
|
|
Cash withdrawals in branches - up to EUR 66,361.40
|
3
|
4
|
5
|
6
|
|
Monthly fee
|
5,65 EUR
|
7.00 EUR
|
12.00 EUR
|
16.00 EUR
|
A representative example of the calculation of the allowed overdraft within all available packages and assumptions for the calculation of the EIR:
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Limit Currency
|
EUR
|
|
The amount of the limit
|
1.400,00 EUR
|
|
Nominal Interest Rate
|
6.40% fixed, annual
|
|
Repayment period in months
|
6 months
|
|
Effective Interest Rate (EIR)
|
7,65%
|
|
Approval fee
|
0,00 EUR
|
|
Note: A fixed interest rate is calculated daily on the amount of the used overdraft, and it is charged monthly. In addition to the interest rate, the cost of the current account maintenance fee is included in the calculation of the EIR. The EIR was calculated on the assumption that the amount was used in full.
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