The pension is every 1st working day of the month.
Benefits:
- Owner's current account management service
- Current account management service of the proxy
- Using e-Kent account holder's online Banking
- Using m-Kent account holder's online Banking
- Registration fee VISA revolving - basic user
- Membership fee VISA revolving - basic user
- 10 free transactions per month for credit transfers – national in EUR and/or abroad (cross-border) in EUR for payments to accounts outside the Bank via on-line banking (m-Kent and e-Kent)
- 3 free cash withdrawal transactions at bank branches for amounts up to EUR 66,361.40
The price of the package is: 2.65 EUR per month
A representative example of the calculation of the permitted overdraft within the package and the assumptions for the calculation of the EIR:
Limit Currency
|
EUR
|
The amount of the limit
|
300,00 EUR
|
Nominal Interest Rate
|
6.40% fixed, annual
|
Repayment period in months
|
6 months
|
Effective Interest Rate (EIR)
|
7,71%
|
Approval fee
|
0,00 EUR
|
Note: A fixed interest rate is calculated daily on the amount of the used overdraft, and it is charged monthly. In addition to the interest rate, the cost of the current account maintenance fee is included in the calculation of the EIR. The EIR was calculated on the assumption that the amount was used in full.
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