Completely adjusted to you, private owners with the creation of the repayment model in seasonal months when the income from renting accommodation facilities (annual loan principle is payable in three Summer Season Installments at the end of each month).

Purpose of the loan:

• Purchase, construction, renovation, furnishing apartments, rooms or holiday houses
• The construction of the swimming pools
• Refinancing the existing loan obligations
• Refunding of own invested funds

Characteristics:

• Fixed interest rate 
• Up to 300.000,00 EUR
• Repayment period up to 5 years

Representative example of the calculation and the assumptions for the calculation of the EIR:

*For the calculation example, the nominal interest rate valid for clients without Client Status was used

**EIR is calculated on the stated amount of the loan, with the stated repayment period, the cost of real estate assessment in the amount of EUR 220.00, the annual premium for real estate insurance in the amount of EUR 60.00, intercalary interest for the whole month and payment transaction costs in the amount of EUR 1,70.

***The total repayment amount includes the loan principal, interest calculated until the end of the repayment period, increased by the interim interest for the entire month, the property appraisal fee of EUR 220.00, the annual property insurance premium of EUR 60.00, and the payment transaction cost of EUR 1.70.

Intercalary interest is equal to regular interest, it is calculated on the used part of the loan until the loan is put into repayment, and it is charged immediately when the loan is disbursed.

Before credit will paid out the user will be given European standardized information form (ESIS form) with the exact total amount to be paid and the calculation of EIR.