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I need a Loan

Fulfill your wishes and needs with our non-purpose loan: travel, education, buying a car, furnishing or renovating an apartment or house
Up to 31.000,00 EUR
Repayment period up to 10 years
Combined interest rate 
Advantages of the loan:
Combined interest rate with a fixed period of use up to 3 years
Payment protection insurance

Possibility of using term deposit as collateral                                                                          Fast, flexible and simple realization

A representative example of a calculation for a loan in EUR and assumptions for the calculation of EKS:



Loan amount

31.000,00 EUR

Nominal interest rate* 

6,15% fixed first 3 year, after that a variable consisting of 4,50% (fixed part) i 6M EURIBOR (2,342%)



Fee (0,3% of the loan value)

93,00 EUR 

Deposit amount (10%)

3.100,00 EUR 

Cost of account maintenance 

1,59 EUR per month

Cost of fee for payment transactions

13,27 EUR on-time


346,50 EUR 

Effective interest rate


Total amount to be repaid

41.580,63 EUR


 *For the calculation example, the nominal interest rate and fee valid for clients who have or will achieve Client Status within 60 days from the loan disbursement



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